


















Spring is here!
The Spring Real Estate Market is thriving, and we are seeing a significant increase in demand for homes in Voorhees, especially from millennials.
In fact, the current absorption rate in our area is only 3 months, which means that if no more homes come on the market, we will only be able to sustain the current demand for up to 3 months.
This is great news for anyone considering selling their home, as the high demand can lead to a boost in your bottom line.
If you are thinking about selling your home, now is the perfect time to do so. To get started, it's essential to focus on your curb appeal, which can significantly impact the value of your property. That's why we've put together a helpful checklist to help you get started.
Friendly reminder: Before you make a repair, be sure to check with a real estate agent to make sure it is worth your return on investment. Feel free to Book A Call with me if you have any questions or want a free consultation!
Are you a little behind on your spring cleaning? Grab a copy of the Ultimate Spring Cleaning Checklist that was featured last month.

Spring is here!
The Spring Real Estate Market is thriving, and we are seeing a significant increase in demand for homes in Voorhees, especially from millennials.
In fact, the current absorption rate in our area is only 3 months, which means that if no more homes come on the market, we will only be able to sustain the current demand for up to 3 months.
This is great news for anyone considering selling their home, as the high demand can lead to a boost in your bottom line.
If you are thinking about selling your home, now is the perfect time to do so. To get started, it's essential to focus on your curb appeal, which can significantly impact the value of your property. That's why we've put together a helpful checklist to help you get started.
Friendly reminder: Before you make a repair, be sure to check with a real estate agent to make sure it is worth your return on investment. Feel free to Book A Call with me if you have any questions or want a free consultation!
Are you a little behind on your spring cleaning? Grab a copy of the Ultimate Spring Cleaning Checklist that was featured last month.

EAST BAY STATS & LOCAL INFO

Buying A Home From A Lender's Perspective



Buying A Home From A Lender's Perspective



Buying A Home From A Lender's Perspective

market Updates
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NAR's Commission Settlement:
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Buyer Tips
Community Videos
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If you're either thinking about purchasing a new home or already made the decision to purchase a house, but you still have questions or concerns regarding the process, price or anything else - let me tell you:
You're in the right place.
This free home buyer seminar is giving you the exact step by step blueprint on everything you need so you can get clarity on everything A-Z and guide to you make the best decision in purchasing your new home.
You will learn about timelines and timing, inspections, loan pre-approvals, negotiations, and so much more.
Take a look around and let us know how we can help you.

Boyice Williams| Realtor

Boyice Williams| Realtor
If you're either thinking about purchasing a new home or already made the decision to purchase a house, but you still have questions or concerns regarding the process, price or anything else - let me tell you:
You're in the right place.
This free home buyer seminar is giving you the exact step by step blueprint on everything you need so you can get clarity on everything A-Z and guide to you make the best decision in purchasing your new home.
You will learn about timelines and timing, inspections, loan pre-approvals, negotiations, and so much more.
Take a look around and let us know how we can help you.
Are you thinking about buying a home but you don't know where to start?
Learn to take advantage of Tax Saving opportunities instead of throwing your money away
Walk through the important aspects of purchasing a home
Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.
We have helped hundreds of clients in the past and we can help you too
My team and I are free! The seller pays for our fees and they have an agent who has their best interest at heart. We are here to have yours
The first step when looking to buy a home is getting qualified for a loan.
Before doing anything else you need to know what you can afford by getting qualified for a loan
Don’t go house hunting before going mortgage shopping
Why you need an approval rather than just a pre-qualification.
Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be
Once you find your dream home, we need to make sure you get to move into it.
Don’t change jobs; becoming self employed or quit current job
Don’t buy a vehicles
Don’t use any charged cards or let your accounts fall behind
Don’t spend money you saved for closing
Don’t omit any debt or liabilities from your loan application
Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.
Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%
Con: Maintenance costs; work and money to keep a home in good condition
Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home in Brentwood.
There are various loans and grants to qualify to purchase a home
Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?
Make sure you offered a competitive price on a home
Put down a larger earnest money deposit
Let the seller know that you have not written offers on any other properties
Once your offer has been accepted, it's time to open up escrow.
It's time to get inspections done on the home, review disclosures, secure the loan, and get the appraisal done
WANT TO GET A FREE CUSTOM MARKET PROPOSAL?
Go to the next page to request a custom market proposal for your specific home

Enjoy the latest & most up-to-date marketing & sales tactics to help you purchase a NEW home.
Thinking About Buying?
Are you thinking about buying a home but you don't know where to start?
Learn to take advantage of Tax Saving opportunities instead of throwing your money away
Walk through the important aspects of purchasing a home
What to Expect When Buying a Home
Purchasing a home is most likely going to be one of the largest investments you will make in your lifetime.
We have helped hundreds of clients in the past and we can help you too
My team and I are free! The seller pays for our fees and they have an agent who has their best interest at heart. We are here to have yours
Home Buying Process -
First Step
The first step when looking to buy a home is getting qualified for a loan.
Before doing anything else you need to know what you can afford by getting qualified for a loan
Don’t go house hunting before going mortgage shopping
Pre-Approval vs
Pre-Qualification
Why you need an approval rather than just a pre-qualification.
Pre-Qualification is not a true approval but the initial step in a home loan process where you discuss your financial situation with a loan officer - nothing is verified
Pre- Approval is where the buyer provides the lender with the necessary documents to tell them what they are approved for, which loan option is the best for them and what the interest rate will be
10 Must Not’s When Buying a Home
Once you find your dream home, we need to make sure you get to move into it.
Don’t change jobs; becoming self employed or quit current job
Don’t buy a vehicles
Don’t use any charged cards or let your accounts fall behind
Don’t spend money you saved for closing
Don’t omit any debt or liabilities from your loan application
What are the Pros and Cons of Purchasing a Home?
Whether you’ve never owned a home before or it’s been a while since you’ve purchased, let's talk about the pros and cons.
Pro: Your wealth can increase as you build equity in your home through 2023 averaging about 3%
Con: Maintenance costs; work and money to keep a home in good condition
How Much Money Do I Need To Purchase a New Home?
Most people are afraid that it will cost them thousands and thousands of dollars to purchase a home in Brentwood.
There are various loans and grants to qualify to purchase a home
3 Tips To Get Your Offer Accepted
Are you competing with other buyers on your dream home or do you want to make sure you’ve got the best chance of getting your offer accepted?
Make sure you offered a competitive price on a home
Put down a larger earnest money deposit
Let the seller know that you have not written offers on any other properties
Offer Has Been Accepted, What’s Next?
Once your offer has been accepted, it's time to open up escrow.
It's time to get inspections done on the home, review disclosures, secure the loan, and get the appraisal done
WANT TO GET A FREE CUSTOM MARKET PROPOSAL?
Go to the next page to request a custom market proposal for your specific home

Community Videos
MEET THE TEAM
Here's your team that will help you throughout the
entire selling & buying process


Krista Mashore | Realtor & Broker
DRE # 01346304


Jaynlin Miller | Marketing and Seller Specialist
DRE #02195224


Josh Vitale | Listing Specialist
DRE #02009638

Boyice Williams is a Realtor serving Hugo and the greater Twin Cities. Sellers hire Boyice for a meticulous, MBA‑level approach that blends financial analysis with a commercial real estate background to optimize pricing, prep, and negotiation.
Clients describe Boyice as thorough, organized, an excellent teacher, and a strong communicator who keeps every step simple and stress‑light.
The experience is warm and professional while the strategy is sharp and data‑driven, giving listings maximum exposure and buyers clear guidance to win.
If you’re planning a move in Hugo, 55038, or the Twin Cities, connect with Boyice to get a detailed plan and confident results.

Boyice Williams is a Realtor serving Hugo and the greater Twin Cities. Sellers hire Boyice for a meticulous, MBA‑level approach that blends financial analysis with a commercial real estate background to optimize pricing, prep, and negotiation.
Clients describe Boyice as thorough, organized, an excellent teacher, and a strong communicator who keeps every step simple and stress‑light.
The experience is warm and professional while the strategy is sharp and data‑driven, giving listings maximum exposure and buyers clear guidance to win.
If you’re planning a move in Hugo, 55038, or the Twin Cities, connect with Boyice to get a detailed plan and confident results.
Top 5 Things To Do In Brentwood
Top Tacos in Brentwood
41 Sand Creek Rd C, Brentwood
335 Oak St, Brentwood

Boyice Williamsis a real estate agent in Hugo, White Bear Lake, and the Northeast
Twin Cities, MN helping homeowners buy, sell, and upgrade with a clear plan.
Buying a home seems easier today than it did years ago.
You can scroll through listings online…
watch home tours on social media…
save homes on Zillow…
and even schedule showings with the click of a button.
Because of that, a lot of buyers start wondering:
👉 “Do I really need a buyer’s agent anymore?”
And honestly… I understand why people ask that question.
From the outside looking in, buying a home can seem pretty straightforward.
Learn Mistakes First-Time Home Buyers Make in Hugo MN (And How to Avoid Them) to
navigate the process smoothly.
Find a house you like.
Write an offer.
Close on the home.
Move in.
But once buyers actually step into the process, most realize very quickly that there’s a LOT
happening behind the scenes they never expected.
Learn more about What Is the First Step to Buying a Home in Hugo MN to start the process
right.
And the reality is this:
💥 Buying a home is one of the biggest financial decisions most people will ever make.
This isn’t just about finding a house you like.
You’re dealing with:
✔️ Contracts
✔️ Negotiations
✔️ Inspections
✔️ Financing
✔️ Deadlines
✔️ Disclosures
✔️ Title work
✔️ Appraisals
✔️ Risk management
✔️ Long-term resale potential
Understand What Are Closing Costs When Buying a Home in Hugo MN to plan your budget
effectively.
…and every one of those pieces matters.
One of the most common misconceptions buyers have is believing the listing agent
represents everyone equally in the transaction.
But the listing agent works for the seller.
Their responsibility is to:
✔️ Protect the seller’s interests
✔️ Help the seller negotiate the best terms
✔️ Guide the seller through the transaction
That doesn’t make them dishonest or unethical.
Most agents are professionals who genuinely want the transaction to go smoothly.
But their fiduciary responsibility is still to the seller first.
A buyer’s agent exists specifically to represent the buyer.
That means your agent’s job is to:
✔️ Protect YOUR interests
✔️ Negotiate for YOU
✔️ Explain risks
✔️ Guide YOU through the process
✔️ Help YOU avoid costly mistakes
And honestly… a good buyer’s agent does far more than most people realize.
Check out Moving to Hugo MN: What You Need to Know Before You Relocate for a complete
relocation guide.
A lot of people think agents simply unlock homes and send listings.
But most of the important work actually happens behind the scenes.
A strong buyer’s agent is constantly:
✔️ Evaluating pricing
✔️ Reviewing comparable sales
✔️ Watching market trends
✔️ Identifying red flags
✔️ Reviewing disclosures
✔️ Coordinating timelines
✔️ Negotiating terms
✔️ Communicating with lenders and title companies
✔️ Tracking contract deadlines
✔️ Helping buyers understand risks before they commit
Sometimes the most valuable thing an agent does is actually helping a buyer WALK AWAY
from the wrong property.
Because not every home is a good deal simply because it looks nice online.
Some homes are overpriced.
Some have hidden maintenance concerns.
Some create financing complications.
Some have poor resale potential.
And some simply don’t fit the buyer’s long-term goals once you really break the situation
down.
An experienced buyer’s agent helps buyers look beyond the emotions of the moment.
This is another area buyers often underestimate.
Negotiation isn’t just about the purchase price.
A real estate contract has dozens of moving parts that can impact a buyer financially.
Things like:
✔️ Inspection repairs
✔️ Seller credits
✔️ Closing costs
✔️ Possession dates
✔️ Financing contingencies
✔️ Appraisal issues
✔️ Warranties
✔️ Included property items
✔️ Title concerns
✔️ Risk allocation
A strong buyer’s agent understands how to structure offers strategically while still
protecting the buyer throughout the process.
Sometimes that means helping buyers stay competitive.
Other times it means slowing things down and making sure they don’t overpay or waive
protections they may regret later.
Once an offer gets accepted, the transaction becomes a moving machine with multiple
people involved all at once.
You may have:
✔️ Lenders
✔️ Inspectors
✔️ Title companies
✔️ Insurance providers
✔️ Appraisers
✔️ Contractors
✔️ Sellers
✔️ Attorneys
…all working on different pieces of the transaction simultaneously.
There are deadlines to track.
Documents to review.
Inspections to coordinate.
Financing conditions to satisfy.
Closing details to prepare.
And misunderstanding contract language or missing deadlines can create real financial
consequences.
A buyer’s agent helps manage that entire process while keeping the buyer informed and
protected every step of the way.
Buyers can search homes online.
But agents see PATTERNS.
They see:
✔️ What’s actually selling
✔️ What’s overpriced
✔️ Which homes are sitting
✔️ Where negotiation opportunities exist
✔️ Which areas are appreciating
✔️ Which homes are likely to receive multiple offers
✔️ What buyers may struggle to resell later
That perspective helps buyers make smarter decisions instead of emotional decisions.
And honestly… that’s one of the biggest roles a buyer’s agent plays.
Helping buyers stay calm, informed, and strategic during an emotional process.
Because buying a home IS emotional.
It’s exciting.
It’s stressful.
Sometimes it’s frustrating.
Sometimes buyers fall in love with the wrong property.
Sometimes fear causes buyers to hesitate too long.
Sometimes pressure causes people to move too quickly.
Having someone in your corner who can guide you objectively through those moments is
incredibly valuable.
At the end of the day…
The seller already has professional representation.
The real question is:
👉 Shouldn’t the buyer have professional representation too?
The best buyer-agent relationships are not transactional relationships.
They’re advisory relationships.
A strong buyer’s agent becomes your:
✔️ Advocate
✔️ Strategist
✔️ Negotiator
✔️ Educator
✔️ Protector
And when the process is handled correctly, buyers usually walk away feeling:
✅ More confident
✅ Less stressed
✅ Better informed
✅ More protected throughout the transaction
A lot of buyers think they have to figure everything out on their own.
But you probably have more options — and more risks — than you realize.
And having the right guidance can make a massive difference in both your experience and your outcome.
👉 Quick question:
If you were buying a home right now, what would make you the most nervous?
• Overpaying?
• Hidden problems?
• Negotiations?
• Financing?
• Or simply not knowing the process well enough?
👇 Share your thoughts in the comments. I’d genuinely love to hear what concerns buyers
most right now.
And if you’re thinking about buying and want help mapping out a clear strategy based on
your situation…
If you’re thinking about buying or selling in Hugo, White Bear Lake, or Northeast
Twin Cities, MN, Boyice Williams with Buy and Sell with Boyice Williams and eXp
Realty can help you map out the right next step.
📞 651-946-7653
📩 Message me and I’ll help you build a step-by-step game plan that makes the process
feel much more manageable.
"Our first ever home sale. Krista and her team made the experience so smooth. From our first meeting to the last it was all about us and how they made it an enjoyable experience. They were all unbelievably attentive and responsive to our needs.
"My father in law passed and we needed to sell his house. We met with three different agents and we quickly decided to go with Krista. Krista and her team are very knowledgeable, energetic and at the top of their game. Everything was spot on."
"Krista and her team were excellent. We bought a home while on vacation. We relied on her staff to not only view the house but she positioned us so well, that we followed her advice and we got the house for the price we wanted. Thank you!
Working with Boyice made the entire process smooth and manageable. His professionalism, communication, and market expertise were evident from start to finish. He provided valuable guidance on what updates would make the biggest impact, which ultimately helped me achieve a higher sale price than expected. If I ever decide to buy or sell again in this area, Boyice will be the first person I call.
I don’t usually write testimonials, but I felt compelled to share my experience working with Boyice Williams. He helped me sell my parents’ house, and I was honestly amazed by how smooth the whole process was. Not only did he secure a sale price higher than I expected, but he also made sure I understood every step along the way. Whenever I had a question or needed clarification, Boyice explained things clearly and always got back to me quickly. That kind of communication made a big difference and really put my mind at ease during what could have been a stressful time. If you’re looking to buy or sell a home, I highly recommend working with Boyice. His dedication and professionalism truly stand out.
Copyright © 2026 | All Rights Reserved
Copyright © 2026 | All Rights Reserved